I am 17 years old — can I open an account on Hoy Bhaji?

No, you must be at least 18 years old to open an account on Hoy Bhaji. This is a fundamental requirement under our Terms and Conditions and is fully consistent with international gaming regulations. Date of birth is verified during registration, and a national ID may be requested if needed. If a minor opens an account using false information and is subsequently identified, the account will be permanently closed and any balance held may not be refunded. As part of its responsible gaming commitment, Hoy Bhaji places the highest priority on protecting minors.

Can I play on Hoy Bhaji using just my mobile browser, without downloading the app?

Yes, you can access the Hoy Bhaji website directly through your mobile browser without downloading the app. The site is fully mobile-responsive and works smoothly on any modern browser, including Chrome, Firefox, and Samsung Internet. Slots, live betting, payments — everything is available in-browser. That said, the Android app offers push notifications, faster loading, and certain exclusive features not available on the browser. So while the app is the more convenient option, it's not required.

Hoy Bhaji | Terms and Conditions – Rules, Policies and Fair Play

1

General Terms & Eligibility

By using the Hoy Bhaji website or mobile application, you are deemed to have fully accepted these Terms and Conditions. These terms constitute a legally binding agreement between you and Hoy Bhaji.

Hoy Bhaji is an online gaming and betting platform operating under an international licence. The following general terms apply to use of our services:

You must be 18 years of age or older
You must use this platform voluntarily and with full awareness
Online gaming must be legally permitted in your jurisdiction
All information provided must be accurate and truthful

These terms are published in Bangla. In the event of any conflict in interpretation, the official version as determined by Hoy Bhaji will prevail.

2

Account Registration & Verification

To open an account with Hoy Bhaji, you must provide the following information accurately. Registering with incorrect details may result in account termination and forfeiture of any deposited funds.

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Required Information

Full name, date of birth, mobile number, email address, and password.

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Identity Verification

A copy of your National ID (NID) or passport may be requested.

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One Account Policy

Each individual may hold only one account. Creating multiple accounts from the same IP address or device is strictly prohibited.

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Password Security

Use a strong password and never share it with anyone.

After registration, you must verify your account via email or SMS. Full KYC (Know Your Customer) verification is mandatory before your first withdrawal.

3

Betting Rules

The following rules apply to all Sports Betting, casino, and eSports betting on Hoy Bhaji.

Bet Acceptance: A bet is not confirmed until server confirmation is received after placement. If a bet is cancelled due to a network issue, the amount will be refunded.
Odds Changes: Odds in live betting change in real time. The odds displayed at the moment of placement are final.
Bet Cancellation: If a match is abandoned or postponed, the bet will be voided and the stake refunded.
Technical Error: If a bet is accepted at an incorrect odds due to a technical error, Hoy Bhaji reserves the right to void that bet.
Maximum Bet Limit: A maximum bet limit is set for each market. VIP members are eligible for higher limits.

Participation in match manipulation or betting fraud is strictly prohibited. If such activity is detected, the account will be permanently closed and any funds held may be forfeited.

4

Bonuses & Promotional Offers

Hoy Bhaji's bonuses and promotional offers are subject to specific terms and conditions. Please read all terms carefully before claiming any bonus.

Bonus Type	Wagering	Validity	Cash Out
Welcome Bonus	30x Wagering	30 Days	Limited
Free Spins	40x Win	7 Days	Limited
Cashback	Not Applicable	7 Days	Free
Reload Bonus	25x Bet	14 Days	Limited
Referral Bonus	20x Wager	30 Days	Prohibited

Withdrawals cannot be made directly from bonus balance. Once wagering requirements are met, the bonus will be converted to real money. Where multiple bonuses are active simultaneously, Hoy Bhaji will determine the order in which they are applied.

5

Deposit & Withdrawal Policy

The following rules apply to all financial transactions on Hoy Bhaji.

Minimum Deposit: ৳500 (may vary by payment method)
Minimum Withdrawal: ৳1,000
Withdrawal Processing Time: Typically 5–15 minutes; up to 48 hours if KYC verification is pending
Identity Verification: Full KYC must be completed before the first withdrawal
Same Payment Method Policy: Withdrawals must be made through the same method used for the deposit
Anti-Money Laundering: Suspicious transactions may be reported to the relevant regulatory authority

Deposits via bKash, Nagad, and Rocket are processed instantly. Bank transfers may take 1–3 business days. Once a withdrawal request has been submitted, it may not be possible to cancel it.

6

Prohibited Activities

The activities listed below are strictly prohibited on Hoy Bhaji. Engaging in any of them may result in immediate account closure and forfeiture of your balance.

Bonus Abuse: Claiming the same bonus multiple times using multiple accounts or under family members' names.

Money Laundering: Using the platform for the purpose of money laundering.

Match Fixing: Placing bets with prior knowledge of match outcomes, or assisting others in doing so.

Automation: Placing bets automatically using bots, scripts, or any other software.

Hacking Attempts: Attempting unauthorised access to the system or exploiting vulnerabilities.

7

Responsible Gaming Policy

The wellbeing of our members is Hoy Bhaji's top priority. To support that, we offer a range of responsible gaming features:

Deposit Limit: Set daily, weekly, and monthly deposit limits
Loss Limit: Betting will be automatically suspended if losses exceed a set limit
Session Limit: A warning will be displayed if you attempt to play beyond a set time limit
Cooling-Off Period: Take a break from betting for 24 hours up to 30 days
Self-Exclusion: Option to self-exclude for a period of 6 months or permanently

If you feel that gaming is becoming an addiction, please reach out to Hoy Bhaji Support. We are here to help.

8

Account Suspension & Termination

Hoy Bhaji reserves the right to temporarily or permanently suspend an account under the following circumstances:

Participation in Prohibited Activities
Registration with False Information
Failure to Meet Age Requirements
Court order or directive from a regulatory authority
Long-inactive accounts (over 2 years)

Members will be notified by email before account closure (except in cases involving prohibited activities). Any valid balance will be refunded within 30 business days.

9

Privacy & Data Protection

Hoy Bhaji takes the protection of your personal information very seriously. Our Privacy Policy explains in detail how we collect, store, and use your data.

Your personal information is never sold to third parties
Payment information is secured with SSL encryption
Information may be shared with authorities when required by law
You have the right to opt out of marketing communications

For more details, please visit our Privacy Policy View the page.

10

Changes to Terms

Hoy Bhaji reserves the right to update these Terms and Conditions at any time. Members will be notified of significant changes via their registered email address. Continued use of the platform after any changes have taken effect will be considered acceptance of the updated terms.

Members will be notified at least 7 days before any changes to the Terms and Conditions take effect. In urgent cases, changes may take effect immediately.

If you have any questions about these Terms and Conditions [email protected] to get in touch.

Hoy Bhaji Terms & Conditions – Your Rights and Responsibilities

Terms Summary

General FAQs